Auto

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Vehicle Loans

Whether financing a new or used car, boat, motorcycle or RV, we’ll always steer you in the right direction. Along with excellent rates, flexible terms and no application fees, we also feature additional services to make your purchase experience that much better. These services include, Credit Life & Disability Insurance, Guaranteed Auto Protection (GAP),Extended Service Contracts, Automatic Transfers of Payment, and Consumer Reports Information Guides.

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DrivingSense Program

How would you like to finance your vehicle with a program that combines the best features of a conventional loan with the benefits of leasing? DrivingSense offers low monthly payments similar to a lease, plus the best part of conventional financing – actually owning the vehicle. Sioux Empire Federal Credit Union has the vehicle financing option to fit your needs best! The low monthly payments that the DrivingSense program allows gives you more vehicle for your money. Under the DrivingSense Program, all new and pre-owned vehicles up to five years old are eligible for financing up to 72 months. The program is the vehicle financing option you need!

The DrivingSense Program is separate from a traditional vehicle loan, separate rates are unique to this program and subject to change.

Under the DrivingSense Program, all new and pre-owned vehicles up to five years old are eligible for financing up to 72 months. The program is the vehicle financing option you need!

  • Low monthly payments
  • No down payment required
  • No up-front fees
  • Vehicle ownership (titled in your name)
  • No higher insurance premium
  • Opportunity to Sell, Trade, Refinance or Payoff at any time
  • No early termination fees
  • Return Vehicle at Loan Maturity and simply “Walk-away.”
  • Yearly mileage available options: 12000, 15000, 18000
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Indirect Financing

As an added benefit, Sioux Empire FCU has partnered with several local auto dealerships, which allows you to get your next auto loan at a time of day that works best for your schedule. Interested in taking advantage of this service? Be sure to tell your auto dealer of choice to submit your loan application to Sioux Empire FCU! One stop shopping at its best!