Credit Cards

Couple using credit card to make purchase.

Credit Cards

No annual fees and free balance transfers!

Credit Cards at 2.99% APR through December 31, 2020.

All the convenience and affordability you deserve in your credit card. Did we mention that our card has no annual fees or cash advance fees? We offer VISA Credit Cards, VISA Platinum Card with Rewards, and MasterCards.

To view a PDF of the Visa Platinum Guide to Benefits, click here.

Earn everyday points with Dreampoints!

Simply use your Rewards! (SEFCU Visa Platinum) card for all your everyday qualified purchases and earn points! From groceries to fuel to utility bills, your purchases will really pay off.

Enroll your card or redeem points by clicking here.

Sioux Empire Federal Credit Union’s Credit Card Fraud Department can be reached by calling 1(877)230-3179. Members, please note our credit card fraud department services are provided by Vantiv.


If you have lost your credit card or believe it may have been stolen, please call 1-800-528-2273 for assistance.

If you believe you have been a victim of fraud or identity theft, please contact us at (605)367-7070, or text (605)799-6640.

Loan RatesEffective Saturday, December 5, 2020
Loan TypeRates as low asTerms/Information
Visa Platinum6.250%Visa Platinum with Rewards and No Annual Fee
Visa Classic6.250%No Annual Fee Visa Classic
MasterCard Classic6.250%No Annual Fee MasterCard Classic

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