Who We Are

Ready to be a part of a financial institution where you have a voice?

As long as you live, work, worship or attend school in Minnehaha, Lincoln, Turner, or McCook County, you’re eligible to become a member. Complete a membership application online or visit one of our three conveniently located branches and speak with a member services representative, and you’ll be on your way to becoming a member in no time. No membership fees. No hoops to jump through. Just a place to conduct your financial business where you’re the focus, not profits.

Over 80 Years Ago…

Chartered on August 25, 1938, Sioux Empire Federal Credit Union was originally started to offer not-for-profit financial services to the employees of the City of Sioux Falls. Over the years Sioux Empire Federal Credit Union’s field of membership has grown to encompass anyone who lives, works, worships or attends school in Minnehaha, Lincoln, McCook and Turner County. Today Sioux Empire Federal Credit Union is a full service Credit Union with over 100 million in assets and 10,000+ members.

From our humble beginnings operating out of a closet in City Hall utilizing a cigar box as a cash drawer, our focus still remains the same today—our members!


Core Values

Our vision is to be the financial resource of choice in our community.

Our mission is to empower our members to make sound financial decisions to achieve their dreams.