Fees

As a member of Sioux Empire Federal Credit Union, you won’t have to deal with unnecessary or hidden fees like you’ll find at many other financial institutions. Here are the fees you’ll find at   your Credit Union.

 

Service Fee
Fax Service$1.00 per page
Statement Copy$1.00 per page – Free via It’sMe247
Photocopy$0.25 per page
Share Draft Copy$1.00 per item – Free via It’sMe247
Counter ChecksFirst 10 free / $0.10 thereafter when new share drafts have been
ordered/reordered from the Credit Union
$0.10 each if not ordered from the Credit Union
Stop Payments$25.00 per item
Returned Mail (per month)$5.00/month
Expedited Mail/Item$10.00/item + carrier fees
Account Reconciliation / Checkbook Balancing$20.00 per hour
Cashiers Checks$4.00 per check (Depending on Current Relationship Pricing Level)
Money Orders$2.00 each (Depending on Current Relationship Pricing Level)
Check Cashing Fee2% of the face value of the check
Photocopy of Money Order$5.00 per copy
ATM10 free monthly / $1.00 each after 10
Foreign ATM Terminals$2.00 each charged by the Credit Union (possible
fee from other financial institution)
Debit Card Replacement$10.00 per card
Debit Card Pin Replacement$1.00 per occurrence
Debit/Credit Sales Receipt Copy$15.00
Prepaid Cards
-Gift Cards$3 per card with $10 Minimum Load; $5 fee per month after 12 months of inactivity.
-TravelMoney$15 per card with $100 Minimum Load; $5 fee per month after 10 months of inactivity
-Everyday Spend$15 per card with $10 Minimum Load plus a $1.75 per month service fee; $3 fee per month after 3 months of inactivity
Transfer From Overdraft Protection LoanNo charge
Overdraft Transfer From Savings$3.00 per Transfer
NSF Share Draft (Returned)$25.00 per item ($100.00 Max per day)
NSF Share Draft (Honored)$25.00 per item ($100.00 Max per day)
Deposit Returns$5.00 per item
Inactive Account$5.00 per month
Money Market Savings$5.00 per transaction after 6 unsigned
Dividend Bearing Share Draft$5.00 per transaction after 6 unsigned
Money Market Share Draft$10.00 monthly fee if balance falls below $10,000
Promise Deposits$3.00 fee per check
Wire Transfer
-Outgoing Domestic$20.00 each
-Outgoing International$50.00 each
-Member to Member$5.00 each
-Incoming$5.00 each
Recurring Wire$10.00 setup
$15.00 first wire
$5.00 each wire thereafter
Loan Refinance Fee1% of loan balance (minimum $25)
Loan Late Feea)$10.00 after 15 day grace period
b)5% of loan pymt, min. of $5, 10 days grace
Mortgage Payoff Statement (does not apply to CU Mortgage Direct LLC)$12.50
Cash Advance
Non-SEFCU Card$10.00/advance
Non-Member$10.00/advance
Credit Card Late Fee$12.50 per month
MASTERCARD Credit Card Late Fee$12.50 per month
NSF Credit Card Payment$25.00 per item
Copy of Credit Card Statement$1.00 per page – Free via It’sMe247
Copy of Credit Card Sales Receipt$5.00 per copy
Copy of Charge Slip$5.00 per item
Credit Card Pin Replacementno charge
Credit Card Replacement$10.00 per card
Certificate Early WithdrawalForfeit 180 days interest for CD’s 12 months and under
Forfeit 365 days interest for CD’s over 12 months
Pay Guard Program$25.50 per item ($100 Max per day)