Sioux Empire Federal Credit Union Rates

Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.

Savings RatesEffective Wednesday, March 25, 2020
OWNERSHIP SHARE0.050%$5.00$50.00
CHRISTMAS CLUB0.050%$0.00$50.00
MONEY MARKET SAS0.100%$0.00$2,500.00
MONEY MARKET SAS0.150%$0.00$10,000.00
MONEY MARKET SAS0.200%$0.00$25,000.00
PRIME YIELD MM SAVGS0.050%$0.00$25,000.00
PRIME YIELD MM SAVGS0.050%$0.00$50,000.00
PRIME YIELD MM SAVGS0.050%$0.00$75,000.00
PRIME YIELD MM SAVGS0.050%$0.00$100,000.00
BASIC SHARE DRAFT0.000%$0.00$0.00
DIVIDEND BEARING SD0.050%$0.00$1,000.00
SECONDARY SHARE0.050%$0.00$50.00

       *Minimum Balance to earn dividends

Certificate RatesEffective Sunday, October 25, 2020
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.200%$1,000.00
6 MONTH CERTIFICATE0.250%$1,000.00
12 MONTH CERTIFICATE0.400%$1,000.00
18 MONTH CERTIFICATE0.500%$1,000.00
24 MONTH CERTIFICATE0.550%$1,000.00
36 MONTH CERTIFICATE0.750%$1,000.00
48 MONTH CERTIFICATE0.900%$1,000.00
60 MONTH CERTIFICATE1.110%$1,000.00
12 MO VARIABLE CD0.500%$1,000.00
Loan RatesEffective Sunday, October 25, 2020
Loan TypeRates as low asTerms/Information
New or Used Vehicle & RV’s2.990%.50% off Hybrid or a vehicle with fuel mileage =>28 mpg/hwy!
RV Loan >25K BALLOON 120 / 603.490%Buy the “toy” of your dreams with an affordable payment!!!
RV Loan>$30 Balloon 180 / 603.490%Extended terms for lower payments!!
Revolving Line of Credit6.250%Flexible Personal Loan or Overdraft Protection
Personal Loan10.250%Debt Consolidation
Share/CD Pledged loan2.050%Use your money to earn credit
RV/Boat Ln 180mo Straight Term5.490%
Visa Platinum6.250%Visa Platinum with Rewards and No Annual Fee
Visa Classic6.250%No Annual Fee Visa Classic
MasterCard Classic6.250%No Annual Fee MasterCard Classic
Home Equity Line of Credit3.250%Flexible Home Equity Line of Credit
Home Equity Loan4.000%Consolidate Debt
Home Improvement Loan7.250%Low Cost Home Improvement Loan
Construction Line of Credit4.000%Construction Loan
Undeveloped Land Loan7.500%Finance land for a future home

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