Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| OWNERSHIP SHARE | 0.050% | $5.00 | $50.00 |
| CHRISTMAS CLUB | 0.050% | $0.00 | $50.00 |
| MONEY MARKET SAS | 0.250% | $0.00 | $2,500.00 |
| MONEY MARKET SAS | 0.500% | $0.00 | $10,000.00 |
| MONEY MARKET SAS | 0.750% | $0.00 | $25,000.00 |
| PRIME YIELD MM SAVGS | 1.480% | $0.00 | $25,000.00 |
| PRIME YIELD MM SAVGS | 1.730% | $0.00 | $50,000.00 |
| PRIME YIELD MM SAVGS | 1.990% | $0.00 | $75,000.00 |
| PRIME YIELD MM SAVGS | 2.240% | $0.00 | $100,000.00 |
| BASIC SHARE DRAFT | 0.000% | $0.00 | $0.00 |
| DIVIDEND BEARING SD | 0.050% | $0.00 | $1,000.00 |
| SECONDARY SHARE | 0.050% | $0.00 | $50.00 |
*Minimum Balance to earn dividends
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MONTH CERTIFICATE | 0.700% | $1,000.00 |
| 6 MONTH CERTIFICATE | 0.910% | $1,000.00 |
| 12 MONTH CERTIFICATE | 1.210% | $1,000.00 |
| 18 MONTH CERTIFICATE | 1.310% | $1,000.00 |
| 24 MONTH CERTIFICATE | 1.410% | $1,000.00 |
| 36 MONTH CERTIFICATE | 1.510% | $1,000.00 |
| 48 MONTH CERTIFICATE | 1.710% | $1,000.00 |
| 60 MONTH CERTIFICATE | 1.920% | $1,000.00 |
| 12 MO VARIABLE CD | 1.930% | $1,000.00 |
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New or Used Vehicle & RV's | 2.990% | .50% off Hybrid or a vehicle with fuel mileage =>28 mpg/hwy! |
| RV Loan >25K BALLOON 120 / 60 | 3.490% | Buy the "toy" of your dreams with an affordable payment!!! |
| RV Loan>$30 Balloon 180 / 60 | 3.490% | Extended terms for lower payments!! |
| Revolving Line of Credit | 8.250% | Flexible Personal Loan or Overdraft Protection |
| Personal Loan | 10.250% | Debt Consolidation |
| Share/CD Pledged loan | 2.050% | Use your money to earn credit |
| 120 MO STRAIGHT TERM BOAT/RV | 4.490% | |
| RV/Boat Ln 180mo Straight Term | 5.490% | |
| Visa Platinum | 8.250% | Visa Platinum with Rewards and No Annual Fee |
| Visa Classic | 8.250% | No Annual Fee Visa Classic |
| MasterCard Classic | 8.250% | No Annual Fee MasterCard Classic |
| Home Equity Line of Credit | 5.000% | Flexible Home Equity Line of Credit |
| Home Equity Loan | 4.000% | Consolidate Debt |
| Home Improvement Loan | 7.250% | Low Cost Home Improvement Loan |
| Construction Line of Credit | 6.250% | Construction Loan |
| Undeveloped Land Loan | 7.500% | Finance land for a future home |