Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.
Savings Rates – Effective Wednesday, March 25, 2020Account Type | APY | Minimum Deposit | Minimum Balance |
OWNERSHIP SHARE | 0.050% | $5.00 | $50.00 |
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CHRISTMAS CLUB | 0.050% | $0.00 | $50.00 |
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MONEY MARKET SAS | 0.100% | $0.00 | $2,500.00 |
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MONEY MARKET SAS | 0.150% | $0.00 | $10,000.00 |
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MONEY MARKET SAS | 0.200% | $0.00 | $25,000.00 |
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PRIME YIELD MM SAVGS | 0.050% | $0.00 | $25,000.00 |
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PRIME YIELD MM SAVGS | 0.050% | $0.00 | $50,000.00 |
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PRIME YIELD MM SAVGS | 0.050% | $0.00 | $75,000.00 |
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PRIME YIELD MM SAVGS | 0.050% | $0.00 | $100,000.00 |
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BASIC SHARE DRAFT | 0.000% | $0.00 | $0.00 |
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DIVIDEND BEARING SD | 0.050% | $0.00 | $1,000.00 |
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SECONDARY SHARE | 0.050% | $0.00 | $50.00 |
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*Minimum Balance to earn dividends
Certificate Rates – Effective Thursday, January 28, 2021
Certificate Term | APY | Minimum Deposit |
3 MONTH CERTIFICATE | 0.200% | $1,000.00 |
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6 MONTH CERTIFICATE | 0.250% | $1,000.00 |
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12 MONTH CERTIFICATE | 0.400% | $1,000.00 |
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18 MONTH CERTIFICATE | 0.500% | $1,000.00 |
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24 MONTH CERTIFICATE | 0.550% | $1,000.00 |
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36 MONTH CERTIFICATE | 0.750% | $1,000.00 |
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48 MONTH CERTIFICATE | 0.900% | $1,000.00 |
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60 MONTH CERTIFICATE | 1.110% | $1,000.00 |
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12 MO VARIABLE CD | 0.500% | $1,000.00 |
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Loan Rates – Effective Thursday, January 28, 2021Loan Type | Rates as low as | Terms/Information |
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New or Used Vehicle & RV’s | 2.490% | .50% off Hybrid or a vehicle with fuel mileage =>28 mpg/hwy! |
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RV Loan >25K BALLOON 120 / 60 | 2.990% | Buy the “toy” of your dreams with an affordable payment!!! |
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RV Loan>$30 Balloon 180 / 60 | 2.990% | Extended terms for lower payments!! |
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Revolving Line of Credit | 6.250% | Flexible Personal Loan or Overdraft Protection |
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Personal Loan | 10.250% | Debt Consolidation |
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Share/CD Pledged loan | 2.050% | Use your money to earn credit |
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120 MO STRAIGHT TERM BOAT/RV | 4.490% | |
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RV/Boat Ln 180mo Straight Term | 5.490% | |
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Visa Platinum | 6.250% | Visa Platinum with Rewards and No Annual Fee |
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Visa Classic | 6.250% | No Annual Fee Visa Classic |
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MasterCard Classic | 6.250% | No Annual Fee MasterCard Classic |
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Home Equity Line of Credit | 3.250% | Flexible Home Equity Line of Credit |
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Home Equity Loan | 3.500% | Consolidate Debt |
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Construction Line of Credit | 4.000% | Construction Loan |
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Undeveloped Land Loan | 5.000% | Finance land for a future home |
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