Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| OWNERSHIP SHARE | 0.050% | $5.00 | $50.00 |
| CHRISTMAS CLUB | 0.050% | $0.00 | $50.00 |
| MONEY MARKET SAS | 0.250% | $0.00 | $2,500.00 |
| MONEY MARKET SAS | 0.500% | $0.00 | $10,000.00 |
| MONEY MARKET SAS | 0.750% | $0.00 | $25,000.00 |
| PRIME YIELD MM SAVGS | 1.270% | $0.00 | $25,000.00 |
| PRIME YIELD MM SAVGS | 1.520% | $0.00 | $50,000.00 |
| PRIME YIELD MM SAVGS | 1.770% | $0.00 | $75,000.00 |
| PRIME YIELD MM SAVGS | 2.030% | $0.00 | $100,000.00 |
| BASIC SHARE DRAFT | 0.000% | $0.00 | $0.00 |
| DIVIDEND BEARING SD | 0.050% | $0.00 | $1,000.00 |
| SECONDARY SHARE | 0.050% | $0.00 | $50.00 |
*Minimum Balance to earn dividends
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MONTH CERTIFICATE | 0.500% | $1,000.00 |
| 6 MONTH CERTIFICATE | 0.650% | $1,000.00 |
| 12 MONTH CERTIFICATE | 0.900% | $1,000.00 |
| 18 MONTH CERTIFICATE | 0.950% | $1,000.00 |
| 24 MONTH CERTIFICATE | 1.000% | $1,000.00 |
| 36 MONTH CERTIFICATE | 1.260% | $1,000.00 |
| 48 MONTH CERTIFICATE | 1.460% | $1,000.00 |
| 60 MONTH CERTIFICATE | 1.660% | $1,000.00 |
| 12 MO VARIABLE CD | 1.690% | $1,000.00 |
| 80TH SPECIAL-18 MOS | 1.820% | $800.00 |
| 80TH SPECIAL-28 MOS | 2.840% | $800.00 |
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| NEW OR USED VEHICLE & RV's | 2.990% | Ask about a "Green" loan for an additional .50% off!!! |
| RV Loan >25K BALLOON 120 / 60 | 2.990% | Buy the "toy" of your dreams with an affordable payment!!! |
| RV Loan>$30 Balloon 180 / 60 | 2.990% | Extended terms for lower payments!! |
| Revolving Line of Credit | 8.000% | Flexible Personal Loan or Overdraft Protection |
| Personal Loan | 9.750% | Debt Consolidation |
| Share/CD Pledged loan | 2.050% | Use your money to earn credit |
| 120 MO STRAIGHT TERM BOAT/RV | 3.990% | |
| RV/Boat Ln 180mo Straight Term | 4.990% | |
| Visa Platinum | 8.000% | Visa Platinum with Rewards and No Annual Fee |
| Visa Classic | 8.000% | No Annual Fee Visa Classic |
| MasterCard Classic | 8.000% | No Annual Fee MasterCard Classic |
| Home Equity Line of Credit | 4.500% | Flexible Home Equity Line of Credit |
| Home Equity Loan | 3.000% | Consolidate Debt |
| Home Improvement Loan | 6.250% | Low Cost Home Improvement Loan |
| Construction Line of Credit | 5.750% | Construction Loan |
| Undeveloped Land Loan | 7.500% | Finance land for a future home |