Rates

   

Sioux Empire Federal Credit Union Rates

Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.

Savings RatesEffective Wednesday, March 25, 2020
APYMinimum
Deposit
Minimum
Balance
OWNERSHIP SHARE0.050%$5.00$50.00
CHRISTMAS CLUB0.050%$0.00$50.00
MONEY MARKET SAS0.100%$0.00$2,500.00
MONEY MARKET SAS0.150%$0.00$10,000.00
MONEY MARKET SAS0.200%$0.00$25,000.00
PRIME YIELD MM SAVGS0.050%$0.00$25,000.00
PRIME YIELD MM SAVGS0.050%$0.00$50,000.00
PRIME YIELD MM SAVGS0.050%$0.00$75,000.00
PRIME YIELD MM SAVGS0.050%$0.00$100,000.00
BASIC SHARE DRAFT0.000%$0.00$0.00
DIVIDEND BEARING SD0.050%$0.00$1,000.00
SECONDARY SHARE0.050%$0.00$50.00

       *Minimum Balance to earn dividends

Certificate RatesEffective Sunday, June 20, 2021
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.100%$1,000.00
6 MONTH CERTIFICATE0.150%$1,000.00
12 MONTH CERTIFICATE0.200%$1,000.00
18 MONTH CERTIFICATE0.250%$1,000.00
24 MONTH CERTIFICATE0.300%$1,000.00
36 MONTH CERTIFICATE0.400%$1,000.00
48 MONTH CERTIFICATE0.500%$1,000.00
60 MONTH CERTIFICATE0.750%$1,000.00
12 MO VARIABLE CD0.500%$1,000.00
Loan RatesEffective Sunday, June 20, 2021
Loan TypeRates as low asTerms/Information
New or Used Vehicle & RV’s2.490%.50% off all Hybrids & vehicles rated =>28mpg/hwy by the EPA
RV Loan >25K BALLOON 120 / 602.990%Buy the “toy” of your dreams with an affordable payment!!!
RV Loan>$30 Balloon 180 / 602.990%Extended terms for lower payments!!
Revolving Line of Credit6.250%Flexible Personal Loan or Overdraft Protection
Personal Loan10.250%Debt Consolidation
Share/CD Pledged loan2.050%Use your money to earn credit
120 MO STRAIGHT TERM BOAT/RV4.490%
RV/Boat Ln 180mo Straight Term5.490%
Visa Platinum6.250%Visa Platinum with Rewards and No Annual Fee
Visa Classic6.250%No Annual Fee Visa Classic
MasterCard Classic6.250%No Annual Fee MasterCard Classic
Home Equity Line of Credit3.250%Flexible Home Equity Line of Credit
Home Equity Loan3.500%Consolidate Debt
Construction Line of Credit4.000%Construction Loan
Undeveloped Land Loan5.000%Finance land for a future home

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