Rates

 

Whether you borrow or save, as a member of Sioux Empire Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.

Savings Rates - Effective Monday, January 29, 2018
APYMinimum
Deposit
Minimum
Balance
OWNERSHIP SHARE0.050%$5.00$50.00
CHRISTMAS CLUB0.050%$0.00$50.00
MONEY MARKET SAS0.100%$0.00$2,500.00
MONEY MARKET SAS0.100%$0.00$10,000.00
MONEY MARKET SAS0.100%$0.00$25,000.00
PRIME YIELD MM SAVGS0.570%$0.00$25,000.00
PRIME YIELD MM SAVGS0.820%$0.00$50,000.00
PRIME YIELD MM SAVGS1.080%$0.00$75,000.00
PRIME YIELD MM SAVGS1.330%$0.00$100,000.00
BASIC SHARE DRAFT0.000%$0.00$0.00
DIVIDEND BEARING SD0.050%$0.00$1,000.00
SECONDARY SHARE0.050%$0.00$50.00

*Minimum Balance to earn dividends

Certificate Rates - Effective Wednesday, February 21, 2018
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.300%$1,000.00
6 MONTH CERTIFICATE0.350%$1,000.00
12 MONTH CERTIFICATE0.550%$1,000.00
18 MONTH CERTIFICATE0.600%$1,000.00
24 MONTH CERTIFICATE0.750%$1,000.00
36 MONTH CERTIFICATE1.010%$1,000.00
48 MONTH CERTIFICATE1.210%$1,000.00
60 MONTH CERTIFICATE1.360%$1,000.00
12 MO VARIABLE CD0.920%$1,000.00
Loan Rates - Effective Wednesday, February 21, 2018
Loan TypeRates as low asTerms/Information
2008 OR NEWER VEHICLE & RV's2.990%Ask about a "Green" loan for an additional .50% off!!!
RV Loan >25K BALLOON 120 / 602.990%Buy the "toy" of your dreams with an affordable payment!!!
RV Loan>$30 Balloon 180 / 602.990%Extended terms for lower payments!!
Revolving Line of Credit7.500%Flexible Personal Loan or Overdraft Protection
Personal Loan9.750%Debt Consolidation
Share/CD Pledged loan2.050%Use your money to earn credit
120 MO STRAIGHT TERM BOAT/RV3.990%
RV/Boat Ln 180mo Straight Term4.990%
Visa Platinum7.500%Visa Platinum with Rewards and No Annual Fee
Visa Classic7.500%No Annual Fee Visa Classic
MasterCard Classic7.500%No Annual Fee MasterCard Classic
Home Equity Line of Credit4.000%Flexible Home Equity Line of Credit
Home Equity Loan3.000%Consolidate Debt
Home Improvement Loan6.250%Low Cost Home Improvement Loan
Construction Line of Credit5.250%Construction Loan
Undeveloped Land Loan7.500%Finance land for a future home